Individual Retirement Accounts

Individual Retirement Accounts - IRAs - are very special accounts at Alpha Bank & Trust. We know you place great trust in the institution that holds your life savings and we offer a variety of investment choices.

The Alpha Money Market IRA and Prime Money Market IRA are perfect short-term solutions for IRA funds that are in a holding pattern -- whether you are deciding on a long term strategy, accumulating money to invest in an IRA CD or perhaps need a liquid reserve to meet living needs after retirement, these Money Market accounts will allow you to sleep well knowing your money is working hard for you.

Alpha Bank & Trust rewards long-term savers with an extra .05% added to the Annual Percentage Yield (APY) above our regular CD rate. Of course, there is an interest penalty for early withdrawal that varies with the term of your IRA CD. Call 678-534-3680 or email service@myalphabank.com for full details.

IRAs enjoy enhanced FDIC insurance up to $250,000. Visit the FDIC website for full details.